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Instalments

Inbank Pay later – pay in instalments

Inbank payment methods

Inbank payment methods make it even more convenient to pay for purchases. Pay next month, or split the amount into three or six equal parts — simply and with no extra fees. The purchase is approved in moments.

Find a suitable payment option at checkout and choose the one that works best for you.

Inbank pay next month
  • Pay next month
  • For purchases of €30–800
  • €0 extra fee
Inbank split payment
  • Pay in 3 or 6 instalments
  • For purchases of €75–2,500
  • €0 extra fee

Why choose an Inbank payment method?

  • Simple and fee-free – no interest, contract fee or monthly administration fee.
  • A smart way to get everything you need right away without compromising. You start paying only next month.
  • Inbank Pay later methods are not hire purchase, but credit-free payment methods – they do not affect your credit score.

Paying with Inbank is easy!

Inbank hire purchase – payment steps

Inbank hire purchase

Inbank hire purchase lets you turn a large one-off expense into a small monthly cost and pay for products and services in instalments. Take more time to pay and spread the amount over up to 6 years. The first payment is only a month later.

Advantages of Inbank hire purchase
  • A flexible solution for larger expenses
  • You choose the hire-purchase amount
  • You choose the hire-purchase period
  • You choose the payment date
  • A decision on your application in a minute
Inbank hire-purchase terms
  • Amount €100–10,000
  • Period 6–72 months
  • Down payment €0
  • Interest 10.9%
  • Contract fee €3
  • Monthly administration fee 0.3% of the purchase amount
Hire-purchase calculator

Applying for hire purchase is easy!

Inbank hire purchase – how payment works

The annual percentage rate of charge for Inbank hire purchase is 27.69% under the following sample conditions: hire-purchase amount €1,000, contract period 48 months, interest rate 10.9% of the purchase amount, contract fee €3, down payment €0, monthly administration fee €3, monthly instalment €33.16, total cost of credit €1,591.44. The service provider is AS Inbank Finance. Before signing the contract we recommend that you read the terms of the financial service and consult a specialist if needed.

If you have questions, contact Inbank customer support at info@inbank.ee or call +372 640 8080.